/* ---------- Fonts (self-hosted, variable) ---------- */
@font-face { font-family: Outfit; src: url(../fonts/outfit-latin-ext.woff2) format("woff2"); font-weight: 100 900; font-display: swap;
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: Outfit; src: url(../fonts/outfit-latin.woff2) format("woff2"); font-weight: 100 900; font-display: swap;
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: Mulish; src: url(../fonts/mulish-latin-ext.woff2) format("woff2"); font-weight: 200 1000; font-display: swap;
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: Mulish; src: url(../fonts/mulish-latin.woff2) format("woff2"); font-weight: 200 1000; font-display: swap;
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }

/* ---------- Tokens ---------- */
:root {
  --navy: #272857; --navy-2: #1c1d45; --navy-3: #34366e;
  --orange: #ff9f38; --orange-d: #f0861a; --orange-soft: #fff3e5;
  --gray: #737b7d; --line: #e5e5ea; --soft: #f6f6fa; --white: #fff; --green: #3ec28f; --red: #ff0030;
  --radius: 18px; --radius-s: 12px;
  --shadow: 0 20px 50px -20px rgba(39, 40, 87, .35);
  --shadow-s: 0 8px 24px -12px rgba(39, 40, 87, .25);
  --head: Outfit, "Segoe UI", Arial, sans-serif;
  --body: Mulish, "Segoe UI", Arial, sans-serif;
  --header-h: 76px;
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--white); color: var(--navy); font: 400 17px/1.6 var(--body); overflow-x: hidden; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
h1, h2, h3 { font-family: var(--head); line-height: 1.1; margin: 0; letter-spacing: -.01em; }
p { margin: 0; }
.wrap { width: min(1200px, 100% - 40px); margin-inline: auto; }
@media (min-width: 1680px) { .wrap { width: min(1320px, 100% - 80px); } body { font-size: 18px; } }
.wrap.narrow { width: min(820px, 100% - 40px); }
.ico { width: 1.25em; height: 1.25em; flex: none; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; border-radius: 6px; }

/* ---------- Buttons ---------- */
.btn { --bg: var(--navy); --fg: #fff; position: relative; display: inline-flex; align-items: center; justify-content: center; gap: .55em;
  padding: .8em 1.35em; border-radius: 999px; border: 2px solid transparent; background: var(--bg); color: var(--fg);
  font: 600 16px/1.2 var(--head); text-decoration: none; cursor: pointer; white-space: nowrap;
  transition: background .25s, color .25s, box-shadow .25s, border-color .25s; }
.btn:hover { box-shadow: var(--shadow-s); }
.btn-lg { font-size: 17px; padding: 1em 1.6em; }
.btn-orange { --bg: var(--orange); --fg: var(--navy); }
.btn-orange:hover { --bg: var(--orange-d); }
.btn-navy { --bg: var(--navy); --fg: #fff; }
.btn-navy:hover { --bg: var(--navy-3); }
.btn-ghost { --bg: transparent; --fg: var(--navy); border-color: var(--navy); }
.btn-ghost:hover { --bg: var(--navy); --fg: #fff; }
.btn .ico { transition: transform .25s; }
.btn:hover .ico:last-child { transform: translateX(3px); }
.btn .ring { position: absolute; inset: -2px; border-radius: inherit; border: 2px solid var(--orange); opacity: 0; pointer-events: none;
  animation: ring 2.4s ease-out infinite; }
@keyframes ring { 0% { opacity: .7; transform: scale(1); } 70%, 100% { opacity: 0; transform: scale(1.25, 1.5); } }

/* ---------- Header ---------- */
.site-header { position: fixed; inset: 0 0 auto; z-index: 50; height: var(--header-h); display: flex; align-items: center;
  background: rgba(255, 255, 255, .85); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent; transition: height .3s, border-color .3s, box-shadow .3s; }
.site-header.scrolled { --header-h: 64px; border-color: var(--line); box-shadow: 0 6px 24px -18px rgba(39, 40, 87, .5); }
.header-in { display: flex; align-items: center; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); flex: none; }
.brand-mark { width: 34px; height: auto; }
.brand-txt { display: flex; flex-direction: column; line-height: 1; }
.brand-txt b { font: 700 21px/1 var(--head); }
.brand-txt small { font: 600 10.5px/1 var(--head); letter-spacing: .32em; text-transform: uppercase; color: var(--orange); margin-top: 5px; }
.nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.nav a { padding: 8px 12px; border-radius: 999px; text-decoration: none; font: 500 15px/1 var(--head); transition: background .2s; }
.nav a:hover { background: var(--soft); }
.nav .nav-quote { display: none; }
.header-call { padding: .7em 1.15em; font-size: 15px; }
.burger { display: none; margin-left: auto; width: 46px; height: 46px; border-radius: 50%; border: 0; background: var(--soft); color: var(--navy); cursor: pointer; place-items: center; }
.burger .ico { width: 24px; height: 24px; }
.burger .i-close { display: none; }
.menu-open .burger .i-open { display: none; }
.menu-open .burger .i-close { display: block; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: calc(var(--header-h) + 56px) 0 0; overflow: hidden; background: linear-gradient(180deg, #fbfbfd 0%, #fff 100%); }
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.blob { position: absolute; border-radius: 50%; filter: blur(60px); opacity: .55; }
.b1 { width: 520px; height: 520px; background: radial-gradient(circle, #ffd29e, transparent 70%); right: -120px; top: -60px; }
.b2 { width: 460px; height: 460px; background: radial-gradient(circle, #c9caf0, transparent 70%); left: -160px; bottom: -120px; }
.grid-dots { position: absolute; inset: 0; background-image: radial-gradient(rgba(39, 40, 87, .12) 1px, transparent 1.2px); background-size: 26px 26px;
  mask-image: radial-gradient(ellipse at 70% 40%, #000 0%, transparent 65%); -webkit-mask-image: radial-gradient(ellipse at 70% 40%, #000 0%, transparent 65%); }
.hero-in > *, .quote-in > *, .about-in > *, .claim-in > *, .contact-in > * { min-width: 0; }
.hero-in { position: relative; display: grid; grid-template-columns: 1.08fr .92fr; gap: 56px; align-items: center; padding-bottom: 72px; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; padding: 7px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--line);
  font: 500 14px/1 var(--head); color: var(--navy); box-shadow: var(--shadow-s); }
.eyebrow .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 0 rgba(62, 194, 143, .6); animation: dot 2s infinite; }
@keyframes dot { 0% { box-shadow: 0 0 0 0 rgba(62, 194, 143, .6); } 80%, 100% { box-shadow: 0 0 0 10px rgba(62, 194, 143, 0); } }
.hero-title { font-size: clamp(38px, 5.2vw, 64px); font-weight: 700; margin: 22px 0 20px; }
.hero-title em { font-style: normal; color: var(--orange); position: relative; }
.hero-title .w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .08em; margin-bottom: -.08em; }
.hero-title .w > span { display: inline-block; }
.lead { font-size: 19px; color: #4b4b60; max-width: 560px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.hero-ticks { list-style: none; padding: 0; margin: 26px 0 0; display: flex; flex-wrap: wrap; gap: 10px 22px; font-weight: 600; font-size: 15px; }
.hero-ticks li { display: inline-flex; align-items: center; gap: 7px; }
.hero-ticks .ico { color: var(--green); stroke-width: 2.6; }

.hero-visual { position: relative; min-height: 440px; display: grid; place-items: center; padding: 40px 0; }
.compare-card { position: relative; width: min(420px, 100%); background: #fff; border-radius: 24px; padding: 24px; box-shadow: var(--shadow);
  border: 1px solid var(--line); transform-style: preserve-3d; will-change: transform; }
.cc-head { display: flex; align-items: center; gap: 14px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.cc-shield { width: 42px; flex: none; }
.cc-head b { display: block; font: 600 18px/1.2 var(--head); }
.cc-head small { color: var(--gray); font-size: 14px; }
.bars { list-style: none; margin: 18px 0; padding: 0; display: grid; gap: 13px; }
.bars li { display: grid; grid-template-columns: 74px 1fr 26px; align-items: center; gap: 10px; font: 500 14px/1 var(--head); color: var(--gray); }
.track { height: 12px; border-radius: 99px; background: var(--soft); overflow: hidden; }
.bar { display: block; height: 100%; width: 60%; border-radius: inherit; background: linear-gradient(90deg, #c9cad6, #aeb0c6); transform-origin: left; }
.bars li.best .bar { background: linear-gradient(90deg, var(--orange), #ffc27a); }
.bars li.best .lbl { color: var(--navy); font-weight: 700; }
.pick { width: 26px; height: 26px; border-radius: 50%; background: var(--green); color: #fff; display: grid; place-items: center; transform: scale(0); }
.pick .ico { width: 15px; height: 15px; stroke-width: 3; }
.cc-foot { display: flex; align-items: center; gap: 10px; padding-top: 16px; border-top: 1px solid var(--line); font: 500 14px/1.2 var(--head); }
.pulse { width: 10px; height: 10px; border-radius: 50%; background: var(--orange); animation: dot 1.6s infinite; box-shadow: 0 0 0 0 rgba(255, 159, 56, .6); }
.chip { position: absolute; display: flex; align-items: center; gap: 10px; padding: 11px 15px; background: #fff; border-radius: 16px; box-shadow: var(--shadow);
  border: 1px solid var(--line); font-size: 13px; color: var(--gray); line-height: 1.25; will-change: transform; }
.chip b { display: block; color: var(--navy); font: 600 14.5px/1.2 var(--head); }
.chip .ico { width: 38px; height: 38px; padding: 8px; border-radius: 12px; background: var(--orange-soft); color: var(--orange-d); }
.chip-1 { left: -34px; top: 8px; }
.chip-2 { right: -26px; top: 50%; }
.chip-3 { left: -10px; bottom: 0; }

/* marquee */
.marquee { position: relative; border-block: 1px solid var(--line); background: #fff; overflow: hidden; padding: 22px 0;
  mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.marquee-track { display: flex; align-items: center; gap: 64px; width: max-content; animation: marquee 38s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.ins { display: inline-flex; align-items: center; gap: 8px; font: 700 22px/1 var(--head); color: #9a9cb3; letter-spacing: .01em; white-space: nowrap; transition: color .2s; }
.ins:hover { color: var(--navy); }
.ins img { width: 130px; height: 40px; object-fit: contain; filter: grayscale(1) contrast(1.1); opacity: .6; mix-blend-mode: multiply; transition: opacity .3s, filter .3s; }
.ins:hover img { filter: none; opacity: 1; }
.ins.more { font-weight: 500; font-size: 18px; }
@keyframes marquee { to { transform: translateX(calc(-50% - 32px)); } }

/* ---------- Stats ---------- */
.stats { background: var(--navy); color: #fff; }
.stats-in { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 36px 20px; text-align: center; border-left: 1px solid rgba(255, 255, 255, .1); }
.stat:first-child { border-left: 0; }
.stat b { display: block; font: 700 clamp(34px, 4vw, 48px)/1 var(--head); color: var(--orange); }
.stat > span { display: block; margin-top: 8px; color: #c9cae6; font-size: 15px; }

/* ---------- Sections ---------- */
.section { padding: 110px 0; position: relative; scroll-margin-top: 60px; }
.sec-head { max-width: 680px; margin-bottom: 52px; }
.kicker { display: inline-flex; align-items: center; gap: 10px; font: 600 14px/1 var(--head); letter-spacing: .18em; text-transform: uppercase; color: var(--orange-d); margin-bottom: 14px; }
.kicker::before { content: ""; width: 26px; height: 2px; background: currentColor; }
.sec-head h2, .section h2 { font-size: clamp(30px, 3.6vw, 46px); font-weight: 700; margin-bottom: 16px; }
.sec-head p:not(.kicker) { color: #4b4b60; font-size: 18px; }

/* offer */
.offer-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; }
@media (max-width: 1150px) { .offer-grid { grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); } }
.offer-card { position: relative; padding: 26px 22px 22px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line);
  display: flex; flex-direction: column; gap: 10px; transition: box-shadow .3s, border-color .3s; transform-style: preserve-3d; overflow: hidden; }
.offer-card::after { content: ""; position: absolute; inset: auto -40% -60% auto; width: 180px; height: 180px; border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 159, 56, .18), transparent 70%); opacity: 0; transition: opacity .3s; }
.offer-card:hover { box-shadow: var(--shadow); border-color: transparent; }
.offer-card:hover::after { opacity: 1; }
.oc-ico { width: 56px; height: 56px; border-radius: 16px; display: grid; place-items: center; background: var(--orange-soft); color: var(--orange-d); margin-bottom: 6px;
  transition: background .3s, color .3s, transform .4s cubic-bezier(.3, 1.6, .5, 1); }
.oc-ico .ico { width: 30px; height: 30px; }
.offer-card:hover .oc-ico { background: var(--navy); color: var(--orange); transform: rotate(-8deg) scale(1.08); }
.offer-card h3 { font-size: 19px; font-weight: 600; }
.offer-card p { color: #5b5b70; font-size: 15.5px; flex: 1; }
.oc-link { display: inline-flex; align-items: center; gap: 6px; font: 600 15px/1 var(--head); color: var(--navy); text-decoration: none; margin-top: 6px; }
.oc-link .ico { transition: transform .25s; }
.offer-card:hover .oc-link .ico { transform: translateX(4px); }

/* why */
.why { background: var(--navy); color: #fff; overflow: hidden; }
.why::before { content: ""; position: absolute; width: 700px; height: 700px; right: -260px; top: -260px; border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 159, 56, .22), transparent 65%); }
.sec-head.light h2 { color: #fff; }
.why-grid { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; background: rgba(255, 255, 255, .08); border-radius: var(--radius); overflow: hidden; }
.why-item { background: var(--navy); padding: 34px 30px; transition: background .3s; }
.why-item:hover { background: var(--navy-3); }
.why-item .ico { width: 44px; height: 44px; color: var(--orange); margin-bottom: 18px; transition: transform .4s; }
.why-item:hover .ico { transform: translateY(-4px) rotate(-6deg); }
.why-item h3 { font-size: 21px; font-weight: 600; margin-bottom: 8px; }
.why-item p { color: #c9cae6; font-size: 15.5px; }

/* steps */
.steps { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.steps-line { position: absolute; left: 32px; right: 32px; top: 31px; height: 3px; background: var(--line); border-radius: 3px; }
.steps-line span { display: block; height: 100%; background: linear-gradient(90deg, var(--orange), var(--orange-d)); border-radius: inherit; transform-origin: left; transform: scaleX(0); }
.step { position: relative; }
.step-num { position: relative; z-index: 1; width: 64px; height: 64px; border-radius: 50%; display: grid; place-items: center; background: #fff;
  border: 3px solid var(--line); font: 700 26px/1 var(--head); color: var(--gray); margin-bottom: 22px; transition: background .4s, border-color .4s, color .4s, transform .4s; }
.step.on .step-num { background: var(--orange); border-color: var(--orange); color: var(--navy); transform: scale(1.06); box-shadow: 0 0 0 8px var(--orange-soft); }
.step h3 { font-size: 22px; font-weight: 600; margin-bottom: 8px; }
.step p { color: #5b5b70; }

/* quote */
.quote { background: linear-gradient(180deg, var(--soft), #fff); }
.quote-in { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: start; }
.quote-copy p:not(.kicker) { color: #4b4b60; font-size: 18px; }
.quote-phone { display: inline-flex; align-items: center; gap: 12px; margin: 26px 0 22px; font: 700 clamp(30px, 3.4vw, 40px)/1 var(--head); color: var(--navy); text-decoration: none; }
.quote-phone .ico { width: 52px; height: 52px; padding: 12px; border-radius: 50%; background: var(--orange); color: var(--navy); }
.quote-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.quote-list li { display: flex; gap: 10px; align-items: center; font-weight: 600; }
.quote-list .ico { color: var(--green); stroke-width: 2.6; }
.quote-form { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; padding: 32px; background: #fff; border-radius: 24px; box-shadow: var(--shadow); border: 1px solid var(--line); }
.fld { display: flex; flex-direction: column; gap: 6px; font: 500 14px/1.2 var(--head); }
.fld-full { grid-column: 1 / -1; }
.fld input, .fld select, .fld textarea { width: 100%; font: 400 16px/1.4 var(--body); color: var(--navy); padding: 13px 14px; border-radius: var(--radius-s);
  border: 1.5px solid var(--line); background: #fbfbfd; transition: border-color .2s, box-shadow .2s, background .2s; }
.fld input:focus, .fld select:focus, .fld textarea:focus { outline: none; border-color: var(--orange); background: #fff; box-shadow: 0 0 0 4px var(--orange-soft); }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 13.5px; color: #5b5b70; line-height: 1.45; }
.consent input { width: 20px; height: 20px; margin: 1px 0 0; accent-color: var(--orange); flex: none; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-msg { grid-column: 1 / -1; display: flex; gap: 10px; align-items: center; padding: 14px 16px; border-radius: var(--radius-s); font-weight: 600; }
.form-msg.ok { background: #e7f8f1; color: #1d7a56; }
.form-msg.err { background: #ffe8ec; color: #b0001f; }

/* about */
.about-in { display: grid; grid-template-columns: .8fr 1.2fr; gap: 64px; align-items: center; }
.about-visual { position: relative; display: grid; place-items: center; }
.avatar { position: relative; width: min(320px, 80%); aspect-ratio: 1; border-radius: 50%; background: linear-gradient(140deg, var(--navy), var(--navy-3));
  display: grid; place-items: center; box-shadow: var(--shadow); }
.avatar picture, .avatar img { display: block; width: 100%; height: 100%; border-radius: 50%; object-fit: cover; object-position: 50% 40%; }
.avatar img { border: 6px solid #fff; }
.avatar-ring { position: absolute; inset: -18px; width: calc(100% + 36px); height: calc(100% + 36px); }
.avatar-ring circle { fill: none; stroke: var(--orange); stroke-width: 3; stroke-dasharray: 590; stroke-dashoffset: 590; stroke-linecap: round; transform: rotate(-90deg); transform-origin: center; }
.badge-year { position: absolute; right: 4%; bottom: 6%; background: var(--orange); color: var(--navy); border-radius: 18px; padding: 14px 18px; box-shadow: var(--shadow); transform: rotate(-6deg); }
.badge-year b { display: block; font: 700 24px/1 var(--head); }
.badge-year span { font-size: 13px; font-weight: 600; }
.about-copy p:not(.kicker) { color: #4b4b60; font-size: 17.5px; margin-bottom: 14px; }
.about-copy .btn { margin-top: 12px; }

/* faq */
.faq { background: var(--soft); }
.faq-item { background: #fff; border-radius: var(--radius-s); border: 1px solid var(--line); margin-bottom: 12px; overflow: hidden; transition: box-shadow .3s; }
.faq-item[open] { box-shadow: var(--shadow-s); }
.faq-item summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 20px 22px; font: 600 18px/1.3 var(--head); }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-ico { width: 34px; height: 34px; border-radius: 50%; background: var(--orange-soft); color: var(--orange-d); display: grid; place-items: center; flex: none; transition: transform .35s, background .3s; }
.faq-item[open] .faq-ico { transform: rotate(45deg); background: var(--orange); color: var(--navy); }
.faq-a { padding: 0 22px 20px; color: #4b4b60; }

/* claim */
.claim { overflow: hidden; }
.road { position: absolute; left: 0; right: 0; top: 40px; height: 70px; pointer-events: none; }
.road-line { position: absolute; left: 0; right: 0; top: 60px; height: 3px; background: repeating-linear-gradient(90deg, var(--line) 0 28px, transparent 28px 48px); }
.road-car { position: absolute; top: 0; left: 0; width: 130px; transform: translateX(-160px); }
.claim-in { display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px; align-items: center; padding-top: 40px; }
.claim-copy p:not(.kicker) { color: #4b4b60; font-size: 18px; margin-bottom: 20px; }
.claim-copy .btn { margin-top: 26px; }
.claim-doc { position: relative; display: block; width: min(360px, 100%); aspect-ratio: 210 / 297; margin-inline: auto; transform-style: preserve-3d; text-decoration: none; }
.doc-sheet { position: absolute; inset: 0; border-radius: 14px; background: #fff; border: 1px solid var(--line); }
.doc-sheet.back { transform: rotate(6deg) translate(18px, 6px); background: var(--orange-soft); }
.doc-sheet.front { box-shadow: var(--shadow); padding: 22px; display: flex; flex-direction: column; gap: 14px; transition: transform .4s; }
.claim-doc:hover .doc-sheet.front { transform: translateY(-6px) rotate(-1deg); }
.doc-top { display: flex; align-items: center; gap: 10px; padding-bottom: 12px; border-bottom: 2px solid var(--navy); }
.doc-top svg { width: 30px; }
.doc-top b { font: 700 15px/1.15 var(--head); color: var(--navy); }
.doc-top em { font-style: normal; color: var(--orange-d); }
.doc-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.doc-col { height: 26px; border-radius: 6px; display: flex; align-items: center; padding-left: 8px; }
.doc-col i { font: 700 13px/1 var(--head); font-style: normal; width: 18px; height: 18px; border-radius: 4px; background: #fff; display: grid; place-items: center; }
.doc-col.a { background: var(--orange); } .doc-col.a i { color: var(--orange-d); }
.doc-col.b { background: var(--navy); } .doc-col.b i { color: var(--navy); }
.doc-lines { display: grid; grid-template-columns: 1fr 1fr; gap: 10px 10px; }
.doc-lines i { height: 8px; border-bottom: 1.5px solid var(--line); }
.doc-cars { flex: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; align-items: center; justify-items: center; background: var(--soft); border-radius: 10px; padding: 12px; }
.doc-cars svg { height: 100%; max-height: 150px; width: auto; overflow: visible; }
.doc-pdf { position: absolute; right: -16px; bottom: 26px; display: inline-flex; align-items: center; gap: 6px; padding: 9px 14px; border-radius: 999px; background: var(--red); color: #fff; font: 700 14px/1 var(--head); box-shadow: var(--shadow-s); }

/* contact */
.contact { background: linear-gradient(180deg, #fff, var(--soft)); }
.contact-in { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: stretch; }
.contact-row { display: flex; align-items: center; gap: 16px; padding: 16px 0; border-bottom: 1px solid var(--line); text-decoration: none; font: 600 18px/1.3 var(--head); }
.contact-row small { display: block; font: 500 13px/1.2 var(--body); color: var(--gray); margin-bottom: 3px; }
.contact-row .ico { width: 48px; height: 48px; padding: 12px; border-radius: 14px; background: var(--orange-soft); color: var(--orange-d); transition: transform .3s; }
a.contact-row:hover .ico { transform: scale(1.08) rotate(-6deg); }
.contact-row.big { font-size: 28px; }
.contact-row.big .ico { background: var(--orange); color: var(--navy); }
.map { position: relative; min-height: 380px; border-radius: 24px; overflow: hidden; border: 1px solid var(--line); background:
  linear-gradient(135deg, rgba(39, 40, 87, .04) 25%, transparent 25%) 0 0 / 28px 28px, #eef0f6; box-shadow: var(--shadow-s); }
.map iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.map-ph { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 12px; text-align: center; padding: 20px; }
.map-ph small { color: var(--gray); }
.map-pin { width: 64px; height: 64px; border-radius: 50% 50% 50% 0; transform: rotate(-45deg); background: var(--orange); display: grid; place-items: center; animation: bounce 2s infinite; }
.map-pin .ico { transform: rotate(45deg); width: 30px; height: 30px; color: var(--navy); }
@keyframes bounce { 0%, 100% { translate: 0 0; } 50% { translate: 0 -10px; } }

/* footer */
.site-footer { background: var(--navy-2); color: #c9cae6; padding: 64px 0 24px; font-size: 15px; }
.footer-in { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 36px; border-bottom: 1px solid rgba(255, 255, 255, .1); }
.f-brand .brand { color: #fff; margin-bottom: 16px; }
.f-brand p { max-width: 380px; }
.f-col { display: flex; flex-direction: column; gap: 8px; }
.f-col h3 { color: #fff; font-size: 16px; font-weight: 600; margin-bottom: 6px; }
.f-col a { text-decoration: none; } .f-col a:hover { color: var(--orange); }
.f-bottom { display: flex; justify-content: space-between; padding-top: 20px; font-size: 14px; }
.to-top { text-decoration: none; } .to-top:hover { color: var(--orange); }

.mobile-bar { display: none; }

/* cookie banner */
.cookie-banner { position: fixed; left: 20px; bottom: 20px; z-index: 60; width: min(420px, calc(100% - 40px)); background: #fff; color: var(--navy); border: 1px solid var(--line);
  border-radius: 20px; box-shadow: 0 30px 60px -20px rgba(39, 40, 87, .45); padding: 20px 22px; transform: translateY(24px); opacity: 0; transition: transform .45s cubic-bezier(.2, .9, .3, 1.2), opacity .3s; }
.cookie-banner.open { transform: none; opacity: 1; }
.cookie-banner[hidden] { display: none; }
.cb-head { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; font: 600 18px/1.2 var(--head); }
.cb-ico { font-size: 22px; }
.cookie-banner p { font-size: 14px; color: #4b4b60; line-height: 1.5; }
.cookie-banner p a { color: var(--navy); font-weight: 600; }
.cb-actions { display: flex; gap: 10px; margin-top: 16px; flex-wrap: wrap; }
.cb-actions .btn { flex: 1 1 auto; padding: .75em 1em; font-size: 15px; }
.link-btn { background: none; border: 0; padding: 0; font: inherit; color: inherit; cursor: pointer; text-align: left; }
.link-btn:hover { color: var(--orange); }

/* plain pages */
.page-plain { padding: calc(var(--header-h) + 60px) 0 90px; }
.page-plain h1 { font-size: clamp(30px, 4vw, 44px); margin-bottom: 24px; }
.prose p, .prose li { color: #4b4b60; margin-bottom: 12px; }
.prose h2 { font-size: 24px; margin: 28px 0 10px; }

/* ---------- Reveal (JS only) ---------- */
.js [data-reveal], .js [data-hero], .js [data-step] { opacity: 0; }
.no-anim [data-reveal], .no-anim [data-hero], .no-anim [data-step] { opacity: 1 !important; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .nav a:not(.nav-quote) { padding: 8px 9px; font-size: 14.5px; }
}
@media (max-width: 980px) {
  :root { --header-h: 66px; }
  .burger { display: grid; }
  .header-call { display: none; }
  .nav { position: fixed; inset: var(--header-h) 0 auto; flex-direction: column; align-items: stretch; gap: 2px; padding: 14px 20px 22px; background: #fff;
    border-bottom: 1px solid var(--line); box-shadow: var(--shadow); max-height: calc(100dvh - var(--header-h)); overflow-y: auto;
    transform: translateY(-12px); opacity: 0; visibility: hidden; transition: transform .3s, opacity .3s, visibility .3s; }
  .menu-open .nav { transform: none; opacity: 1; visibility: visible; }
  .nav a { padding: 14px 12px; font-size: 18px; }
  .nav .nav-quote { display: inline-flex; margin-top: 10px; }
  .hero { padding-top: calc(var(--header-h) + 36px); }
  .hero-in, .quote-in, .about-in, .claim-in, .contact-in { grid-template-columns: 1fr; gap: 44px; }
  .hero-visual { min-height: 400px; }
  .chip-1 { left: 0; top: 0; }
  .chip-2 { right: 0; }
  .chip-3 { left: 4%; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; gap: 28px; padding-left: 0; }
  .steps-line { left: 31px; right: auto; top: 32px; bottom: 32px; width: 3px; height: auto; }
  .steps-line span { transform-origin: top; transform: scaleY(0); }
  .step { display: grid; grid-template-columns: 64px 1fr; column-gap: 20px; }
  .step-num { grid-row: span 2; margin: 0; }
  .stats-in { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(3) { border-left: 0; }
  .stat:nth-child(n+3) { border-top: 1px solid rgba(255, 255, 255, .1); }
  .footer-in { grid-template-columns: 1fr; }
  .mobile-bar { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; position: fixed; inset: auto 0 0; z-index: 40; padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
    background: rgba(255, 255, 255, .92); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-top: 1px solid var(--line);
    transform: translateY(110%); transition: transform .35s; }
  .mobile-bar.show { transform: none; }
  .mobile-bar .btn { padding: .85em 1em; }
  .site-footer { padding-bottom: 96px; }
  .cookie-banner { left: 12px; right: 12px; bottom: calc(12px + env(safe-area-inset-bottom)); width: auto; padding: 16px 18px; z-index: 61; }
  .about-visual { order: -1; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap, .wrap.narrow { width: calc(100% - 32px); }
  .section { padding: 76px 0; }
  .sec-head { margin-bottom: 36px; }
  .brand-txt b { font-size: 18px; }
  .brand-mark { width: 30px; }
  .lead { font-size: 17px; }
  .hero-cta .btn { width: 100%; }
  .hero-title { font-size: clamp(32px, 9.4vw, 40px); }
  .hero-title em { white-space: normal; }
  .hero-visual { min-height: 0; padding: 50px 0 70px; }
  .chip { padding: 8px 11px; font-size: 12px; }
  .chip b { font-size: 13px; }
  .chip .ico { width: 32px; height: 32px; padding: 6px; }
  .chip-1 { left: 0; top: 0; }
  .chip-2 { right: 0; top: auto; bottom: 30px; }
  .chip-3 { display: none; }
  .compare-card { padding: 18px; }
  .bars li { grid-template-columns: 64px 1fr 24px; }
  .why-grid { grid-template-columns: 1fr; }
  .offer-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .offer-card { padding: 16px 14px; gap: 6px; border-radius: 14px; }
  .offer-card h3 { font-size: 15.5px; }
  .offer-card p { font-size: 13px; line-height: 1.45; }
  .oc-ico { width: 42px; height: 42px; border-radius: 12px; }
  .oc-ico .ico { width: 24px; height: 24px; }
  .oc-link { font-size: 14px; }
  .quote-form { grid-template-columns: 1fr; padding: 22px; }
  .quote-form .btn { white-space: normal; }
  .ins { font-size: 18px; }
  .contact-row.big { font-size: 24px; }
  .f-bottom { flex-direction: column; gap: 8px; }
  .doc-pdf { right: -6px; }
  .doc-sheet.back { transform: rotate(3deg) translate(0, 4px); }
  .claim-doc { width: min(290px, 78%); }
  .claim-copy .btn { width: 100%; white-space: normal; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .marquee-track { animation: none; }
}

/* ---------- Thank-you page ---------- */
.thanks { position: relative; overflow: hidden; padding: calc(var(--header-h) + 64px) 0 100px; min-height: 100vh;
  background: linear-gradient(180deg, #fbfbfd, #fff 60%, var(--soft)); text-align: center; }
.thanks-bg { position: absolute; inset: 0; pointer-events: none; }
.thanks-in { position: relative; }
.thanks-check { width: 112px; height: 112px; margin: 0 auto 22px; overflow: visible; }
.tc-ring { fill: var(--orange-soft); stroke: var(--orange); stroke-width: 5; stroke-dasharray: 340; stroke-dashoffset: 340;
  transform: rotate(-90deg); transform-origin: center; animation: tc-draw .9s .15s cubic-bezier(.65, 0, .35, 1) forwards; }
.tc-tick { fill: none; stroke: var(--navy); stroke-width: 8; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 80; stroke-dashoffset: 80;
  animation: tc-draw .5s .95s cubic-bezier(.65, 0, .35, 1) forwards; }
.thanks-check { animation: tc-pop .5s 1.35s cubic-bezier(.3, 1.6, .5, 1); }
@keyframes tc-draw { to { stroke-dashoffset: 0; } }
@keyframes tc-pop { 50% { transform: scale(1.08); } }
.thanks .kicker { justify-content: center; }
.thanks h1 { font-size: clamp(30px, 4.4vw, 48px); font-weight: 700; margin-bottom: 16px; }
.thanks-lead { font-size: 19px; color: #4b4b60; max-width: 620px; margin: 0 auto; }
.thanks-lead a { color: var(--navy); font-weight: 700; white-space: nowrap; }
.thanks-in > * { animation: tc-up .7s cubic-bezier(.2, .8, .2, 1) both; }
.thanks-in > :nth-child(2) { animation-delay: .25s; } .thanks-in > :nth-child(3) { animation-delay: .35s; }
.thanks-in > :nth-child(4) { animation-delay: .45s; } .thanks-in > :nth-child(5) { animation-delay: .6s; }
.thanks-in > :nth-child(6) { animation-delay: .75s; } .thanks-in > :nth-child(7) { animation-delay: .9s; }
.thanks-in > :nth-child(8) { animation-delay: 1.05s; }
.thanks-in > .thanks-check { animation: tc-pop .5s 1.35s cubic-bezier(.3, 1.6, .5, 1); }
@keyframes tc-up { from { opacity: 0; transform: translateY(24px); } }
.thanks-steps { list-style: none; padding: 0; margin: 44px 0 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; text-align: left; }
.thanks-steps li { display: flex; gap: 14px; padding: 20px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-s); }
.thanks-steps li > span { flex: none; width: 38px; height: 38px; border-radius: 50%; background: var(--orange); color: var(--navy); display: grid; place-items: center; font: 700 17px/1 var(--head); }
.thanks-steps b { display: block; font: 600 16.5px/1.25 var(--head); margin-bottom: 4px; }
.thanks-steps p { color: #5b5b70; font-size: 14.5px; line-height: 1.45; }
.thanks-tip { display: inline-flex; align-items: center; gap: 10px; margin-top: 26px; padding: 12px 18px; border-radius: 999px; background: var(--orange-soft); color: #7a4a10; font-weight: 600; font-size: 15px; text-align: left; }
.thanks-tip .ico { color: var(--orange-d); }
.thanks-cta { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-top: 34px; }
.thanks-pdf { display: inline-flex; align-items: center; gap: 14px; margin-top: 40px; padding: 16px 22px; border-radius: var(--radius); border: 1.5px dashed #c9cad6;
  background: #fff; text-decoration: none; text-align: left; color: var(--navy); transition: border-color .25s, box-shadow .25s; }
.thanks-pdf:hover { border-color: var(--orange); box-shadow: var(--shadow-s); }
.thanks-pdf .ico { width: 44px; height: 44px; padding: 11px; border-radius: 12px; background: var(--navy); color: var(--orange); }
.thanks-pdf b { display: block; font: 600 16px/1.3 var(--head); }
.thanks-pdf span { font-size: 14px; color: #5b5b70; }
@media (max-width: 760px) {
  .thanks { padding-top: calc(var(--header-h) + 40px); padding-bottom: 110px; }
  .thanks-steps { grid-template-columns: 1fr; margin-top: 32px; }
  .thanks-lead { font-size: 17px; }
  .thanks-cta .btn { width: 100%; white-space: normal; }
  .thanks-tip { border-radius: var(--radius-s); }
}